Property & Casualty

We’re Proactive About Your Protection.

Our approach to property and casualty insurance lends a reassurance unlike most; it’s more personal, more direct, more creative. 十大赌博靠谱网络平台不只是提供产品,十大赌博靠谱网络平台还建立了建立在信任基础上的长期关系. We earn a deep understanding of your operations, risks, attitudes, and ambitions, 然后创建从全额十大赌博靠谱网站平台到免赔额的整体风险管理解决方案, captive, and self-insurance programs. 十大赌博靠谱网络平台积极主动地预防损失,并在损失发生时帮助减轻损失. 十大赌博靠谱网络平台的客户管理团队随时可以熟练地处理您的管理需求. Now you’re prepared for anything.

Property & Casualty Products:

  • Property
  • Casualty
    • General Liability
    • Auto Liability
    • Umbrella/Excess Liability
  • Worker’s Compensation
  • Cyber Risk
  • Professional Liability
    • Executive-Risk Coverages
    • Directors & Officers Liability
    • Employment-Practices Liability
    • Fiduciary Liability
    • Crime
  • Industry Specialties:
    • Agriculture (crop)
    • Higher Education (educators’ legal liability)
    • 建筑(承包商/业主控制项目、建筑商风险、债券)
    • 运输(责任、实物损坏、货物)
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Property & Casualty Services:

全面了解贵公司独特的业务组合是至关重要的, exposures, and attitudes toward risk. 十大赌博靠谱网络平台从一个全面的审查开始,通常包括以下内容:

  • Physical inspections
  • 与高级领导和主要业务人员进行深入访谈
  • 历史损失和索赔趋势分析, 哪些会影响放置结果(哪里有足够的数据?, we complete statistical loss projections)
  • 审查现有的十大赌博靠谱网站平台政策和十大赌博靠谱网站平台计划的财务结构
  • 对当前任何风险控制和损失预防措施的审查

Upon renewals for existing clients, 十大赌博靠谱网络平台重复许多这些步骤来跟踪操作变更, monitor current insurance-program performance, 确保十大赌博靠谱网络平台对组织的理解坚定不移.

Strategic Planning:
掌握风险识别和分析信息, 然后,十大赌博靠谱网络平台通过战略规划会议开始十大赌博靠谱网站平台配售过程,其中十大赌博靠谱网络平台:

  • 讨论潜在的风险处理技术,可能包括避免的混合, retention, 和/或通过十大赌博靠谱网站平台或合同转移风险
  • 审查现有十大赌博靠谱网站平台计划的范围和结构,以帮助确保十大赌博靠谱网站平台范围, retentions/deductible, and limits are appropriate, and decide if any adjustments should be made
  • 评估十大赌博靠谱网站平台市场的状况,决定是否进行市场竞争或与现有的十大赌博靠谱网站平台公司续约

Program Marketing:
Carrier selection: The insurance market is dynamic, 十大赌博靠谱网络平台投入了大量的时间和精力来了解十大赌博靠谱网站平台公司的能力和承保需求. Our understanding of the markets, coupled with our significant premium volume, 使十大赌博靠谱网络平台处于有利地位,为您精心匹配合适的十大赌博靠谱网站平台公司,并利用十大赌博靠谱网络平台的谈判杠杆.

Underwriting submission: Before approaching the market(s), 十大赌博靠谱网络平台投入时间,以确保十大赌博靠谱网络平台创建一个高质量的提交,准确地代表您的操作, exposures, risks, loss-prevention activities, and our renewal expectations of the markets, including coverages, structure options, and pricing.

Negotiation: 十大赌博靠谱网络平台与十大赌博靠谱网站平台公司合作,为您争取最有利的选择. 十大赌博靠谱网络平台避免意外,并努力使您随时了解十大赌博靠谱网络平台的谈判进展.

Renewal Presentation: 十大赌博靠谱网络平台准备详细比较十大赌博靠谱网站平台条款和条件、项目财务因素(如.g., premiums, retentions, deductible, limits, etc.),如果合适的话,还可以选择其他程序结构. 十大赌博靠谱网络平台审查每个替代方案的优缺点,并提出建议.

Placement and Ongoing Monitoring: Once we implement the program, 十大赌博靠谱网络平台全年继续监察其表现, assess how well it works, and make modifications if necessary.

作为一个真正的合作伙伴,十大赌博靠谱网络平台认识到十大赌博靠谱网络平台一年365天提供支持的持续义务. 为了确保程序顺利运行,十大赌博靠谱网络平台将提供绑定确认文档

  • Handle all accounting matters
  • Create schedules of insurance
  • 确保政策的发布、准确性检查和尽快交付
  • 年内因应环境变化的需要,作出政策调整
  • 及时出具十大赌博靠谱网站平台凭证和车辆身份证
  • Maintain any and all required databases
  • 审查合同和协议中与十大赌博靠谱网站平台有关的条款
  • Field coverage questions
  • 让您随时了解相关的十大赌博靠谱网站平台市场、法律或立法问题或发展

十大赌博靠谱网站平台索赔的世界通常是不熟悉的、令人困惑的和复杂的. 这就是为什么十大赌博靠谱网络平台投资于有专业知识指导您完成索赔过程的索赔律师, providing support that can include:

  • 审查现有的索赔报告和索赔处理程序和/或制定新的索赔处理协议
  • Performing loss and reserve analyses
  • Auditing selected claim files
  • 与经纪公司配售团队合作,为续期申请和承保谈判准备理赔数据和趋势的统计分析
  • 监控运营商或第三方管理员索赔处理性能
  • 让您了解相关的十大赌博靠谱网站平台市场、法律或立法问题或发展

十大赌博靠谱网络平台投资于损失后索赔倡导资源,以帮助您管理已经发生的索赔. 十大赌博靠谱网络平台也有损失控制咨询人员,他们擅长帮助您设计和实施预损失计划,以限制或避免索赔 before they happen. We work with you to integrate risk-management, risk-control, 和预防损失的活动. 十大赌博靠谱网络平台拥有一套广泛的损失控制和安全服务,以满足一般和专业行业的需求, including:

  • 评估当前的计划、政策和程序
  • Safety inspections
  • 损失历史趋势分析和操作风险识别
  • 损失控制和安全程序的设计和实施
  • 对员工和管理人员进行现场或在线安全培训
  • Regulatory compliance (e.g., OSHA and DOT)
  • Employee and fleet safety manuals
  • Ergonomics evaluations and training
  • 事故调查和损失恢复协议/程序
  • Return-to-work programs

Let Us Change the Way You Think About Insurance.
Contact Us Today To Get Started.

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